Ottawa Mortgage Broker Josh Tagg
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Call (613) 909-4628
Call 1(613) 909-4628

Day: October 19, 2026

How Does a Mortgage Rate Hold Work?

Ottawa buyer on the front step of an older brick home, holding a pre-approval letter and a calendar with one date circled

A rate hold keeps your rate for up to 120 days while you shop, and it protects what you qualify for. What it covers, what it doesn’t, and when it expires.