Renovation Loans and HELOCs for First-Time Home Buyers in Ottawa
Buying a fixer-upper? Learn how Ottawa first-time buyers can finance renovations through Purchase Plus Improvements mortgages and HELOCs.
Why Shopping Around for Mortgage Pre-Approvals Can Hurt Your Credit Score
Getting pre-approved at several banks may not be the best strategy. Learn how mortgage applications affect your credit score and why Ottawa buyers often use a mortgage broker.
Is Canada’s Housing Market Bottoming Out?
Home sales rose in May 2026, but affordability challenges and economic uncertainty remain. Here’s what the latest housing data means for Ottawa homebuyers.
Canada Is in a Recession. So Why Isn’t the Bank of Canada Cutting Rates?
Canada is officially in a technical recession, but the Bank of Canada is still holding rates at 2.25%. Learn what this means for Ottawa homebuyers, homeowners, and mortgage rates in 2026.
Canada’s Technical Recession: What Ottawa Homebuyers Need to Know in 2026
Canada has entered a technical recession in 2026. Learn what it means for Ottawa mortgage rates, home prices, and whether first-time homebuyers should wait or buy now.
Buying a Smaller Home Now vs Waiting Until You Can Afford More: What Ottawa First-Time Homebuyers Should Know
Should Ottawa first-time buyers purchase a smaller home now or wait? Here are the pros and cons to help you decide in 2026.