
Bank of Canada Holds Rates at 2.25%: What It Means for Ottawa Homebuyers and Homeowners
The Bank of Canada held rates at 2.25%. Here’s what it means for Ottawa mortgage rates, buyers, renewals, and what I’m telling clients right now.

5% Down vs 20% Down: What Ottawa First-Time Homebuyers Should Know
5% vs 20% down in Ottawa: how it impacts affordability, insurance costs, and your long-term strategy as a first-time buyer.

Mortgage Broker vs Bank in Ottawa: What Homebuyers Need to Know
Choosing a mortgage broker or bank in Ottawa? Learn the pros, cons, and best option for first-time buyers in plain language.

New Build vs Resale Home: What Ottawa First-Time Buyers Should Know
Trying to choose between a new build or resale home in Ottawa? Here’s what first-time buyers need to know before making the right decision.

Ottawa New Builds: Ontario’s New HST Rebate for All Buyers Explained
Ontario is removing HST on new homes for all buyers in 2026. Learn how Ottawa buyers can save and who qualifies.

Why Mortgage Rates Are Acting Strange Right Now
BoC held rates, but mortgage rates are rising. Here’s what Ottawa homebuyers need to know about oil, inflation, and fixed vs variable rates.