High Gas Prices Have the Bank of Canada Talking About Rate Hikes Again
High gas prices are raising inflation concerns and putting potential Bank of Canada rate hikes back in focus. Here’s what Ottawa mortgage borrowers should know.
Could a Secondary Suite Help You Qualify for a Mortgage in Ottawa?
Could rental income from an Ottawa basement apartment or secondary suite help you qualify for a mortgage? Here’s how lenders may treat the income.
Ottawa Fixed Mortgage Rates Are Rising While the Bank of Canada Holds
Ottawa fixed mortgage rates are rising despite the Bank of Canada holding. Here is what local buyers and homeowners should consider next.
Bank of Canada Holds at 2.25% — Should Ontario Homebuyers Keep Waiting?
Bank of Canada holds at 2.25%. See what that means for Ontario homebuyers, renewals, fixed rates and the outlook for future cuts.
Could New U.S. Tariffs Change Ottawa’s Housing Market?
New U.S. tariffs could weaken Canada’s economy while raising building costs. Here’s what Ottawa first-time buyers should watch.
Buying a Home in Ottawa While Carrying Debt
Buying a home in Ottawa with debt? Learn how car loans, credit cards and lines of credit can affect your mortgage options and buying power.
Divorce and Your Mortgage in Ottawa: Can One of You Keep the Home?
Separating or divorcing in Ottawa? Learn what can happen to your mortgage, including selling, refinancing, an equity buyout and qualifying alone.
Aging in Place Could Make Buying Your First Home a Little Harder in Ottawa
More Ottawa homeowners are choosing to age in place instead of downsizing. Learn how this growing trend could affect first-time buyers and housing supply.
What Is a B Lender? (And No, It’s Not the Mortgage Version of Summer School)
Not every homebuyer fits a bank’s checklist. Learn what B lenders are, who they’re for, and why they can be a smart option for Ottawa borrowers.
Bank of Canada Holds Rates Again: What It Means for Ottawa Homeowners
The Bank of Canada held its policy rate at 2.25%. Learn what the July decision means for Ottawa buyers, homeowners and mortgage rates.