Canada Is in a Recession. So Why Isn’t the Bank of Canada Cutting Rates?
Canada is officially in a technical recession, but the Bank of Canada is still holding rates at 2.25%. Learn what this means for Ottawa homebuyers, homeowners, and mortgage rates in 2026.
Canada’s Technical Recession: What Ottawa Homebuyers Need to Know in 2026
Canada has entered a technical recession in 2026. Learn what it means for Ottawa mortgage rates, home prices, and whether first-time homebuyers should wait or buy now.
Buying a Smaller Home Now vs Waiting Until You Can Afford More: What Ottawa First-Time Homebuyers Should Know
Should Ottawa first-time buyers purchase a smaller home now or wait? Here are the pros and cons to help you decide in 2026.
Buying a Home in Ottawa: The Complete First-Time Homebuyer Guide
A complete guide for first-time homebuyers in Ottawa, including down payments, mortgage rules, closing costs, and what to expect in Ontario.
Ottawa Real Estate Market Update: Why Some Homes Are Selling Fast While Others Sit
Ottawa’s spring housing market is active but selective. Learn what buyers and sellers need to know in today’s changing market.
Co-Signer vs Co-Borrower: What Ottawa First-Time Homebuyers Should Know
Co-signer vs co-borrower in Ottawa: learn the key differences, risks, and how each option affects first-time homebuyers in Ontario.
Bank of Canada Holds Rates at 2.25%: What It Means for Ottawa Homebuyers and Homeowners
The Bank of Canada held rates at 2.25%. Here’s what it means for Ottawa mortgage rates, buyers, renewals, and what I’m telling clients right now.
5% Down vs 20% Down: What Ottawa First-Time Homebuyers Should Know
5% vs 20% down in Ottawa: how it impacts affordability, insurance costs, and your long-term strategy as a first-time buyer.
Mortgage Broker vs Bank in Ottawa: What Homebuyers Need to Know
Choosing a mortgage broker or bank in Ottawa? Learn the pros, cons, and best option for first-time buyers in plain language.
New Build vs Resale Home: What Ottawa First-Time Buyers Should Know
Trying to choose between a new build or resale home in Ottawa? Here’s what first-time buyers need to know before making the right decision.